FirstBank File Prep Rep in Lakewood, Colorado
Requisition Number 18-0437
Post Date 4/13/2018
Title Loan Operations Staff
Title Detail File Prep Rep
We are Colorado’s largest locally owned bank and are still growing! We are seeking a well-rounded individual with an interest in lending and loan functions who possesses strong analytical and problem solving skills to join our expanding Loan Servicing area.
As a Denver Post Top Workplaces award winner six years in a row (2012-2017), FirstBank provides many great benefits for being a part of our family. From employer-contributed retirement and health plans, some reduced fee banking services, paid time off, employer paid basic life insurance, short-term and long term disability policies, to holiday parties and more, you will be appreciated and made to feel at home at FirstBank.
File Prep Representatives are responsible for the quality control review of loan documents on all loans less than $250,000, ensuring compliance with lending regulations. Representatives are responsible for ensuring all loan documents were signed and returned after loan closing as well as preparing all files for document imaging, both consumer and commercial. These individuals serve as a support function to branches and other areas within Loan Ops to ensure loan files and documentation are complete after loan closing. Additionally, representatives verify maintenance input on the HMDA/LAR.
Welcome to FirstBank Incentive – Full-time new hires will receive $500 and part-time new hires will receive $250 payable on the employee’s first paycheck. Certain restrictions may apply.
Essential Duties and Responsibilities
Quality Control of all loan documents for loans less than $250,000, verifying compliance with Reg Z, Reg B, HMDA, RESPA, and TRID.
Checking in signed loan docs, verifying that the Promissory note is signed, and checking for rescission as well as performing follow-up when issues arise
Comparing signed loan documents to file copies and ensuring all documents have been received
Communicating any missing items to branch officers and providing follow up information to other Loan Operations departments
Routing specific file items such as collateral perfection documents, promissory notes, and HMDA worksheets to various Loan Operations groups for further processing
Preparing all files/documents for imaging which includes inventorying files, organizing documents, adding bar codes, and preparing scan cover sheets for delivery to Document Imaging
Electronic importing of construction draws
Perform other duties and projects as assigned
Understand and comply with all provisions of the Safety in the Workplace policy
Salary commensurate with experience.
Minimum Qualifications of Position
- Prior Loan Experience
Preferred Qualifications of Position
Experience with loan documents and lending regulations
Knowledge and Skills
Ability to use Microsoft Office and various online applications and programs such as Document Imaging, LRMS, and CICS.
Strong attention to detail and organizational skills. Good verbal and written communication skills.
Ability to read, listen, comprehend, and communicate information in a clear, constructive and concise manner.
Ability to learn and comply with applicable regulations or bank policies
Ability to multi-task
WORKING CONDITIONS AND PHYSICAL REQUIREMENTS
Work is performed in an office environment with moderate noise levels and light to heavy traffic. An individual in this position:
Frequently remains stationary throughout a typical business day
Frequently operates a computer and other office machinery, such as a calculator, copy machine, and computer printer
Occasionally moves about inside the office to access file cabinets, office machinery, and other rooms
Occasionally positions self to access drawers and shelves of various heights
Frequently reaches for and handles paperwork and files
Constantly communicates with customers, coworkers, and management in-person and on the phone
Must be able to exchange accurate information
Work Hours Monday through Friday
Part Time No
FirstBank is an EOE/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or any other applicable status protected by state or local law.
Please view Equal Employment Opportunity Posters provided by OFCCP here at http://www.dol.gov/ofccp/regs/compliance/posters/ofccpost.htm .
FirstBank will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with FirstBank’s legal duty to furnish information. 41 CFR 60-I.35(c)